$100K Account – Opening Trade TEM Cash Secured Put

The Trade at a Glance

  • Underlying Stock: Tempus AI Inc. ($TEM)
  • Strategy: Sell 1 Cash-Secured Put
  • Expiration: March 21
  • Strike Price: $65
  • Premium Received: $650
  • Margin Requirement: $6,500 (secured cash for 100 shares)

Key Metrics

  • Max Profit: $650 (collected upfront).
  • Return on Capital: ~10% in ~6 weeks (650/6500).
  • Break-Even Price: $58.50 ($65 strike – $6.50 premium).
  • Risk: Obligation to buy 100 shares of $TEM at $65 if assigned.

Why This Trade Makes Sense

Income Generation

Selling puts generates instant premium income, resulting in a potential 10% return in under two months, significantly higher than typical savings yields.

Stock Acquisition at a Discount

If assigned, you purchase $TEM at an effective price of $58.50, potentially below its market value, making this ideal for bullish investors.

Defined Risk & Capital Efficiency

A $100K account can efficiently allocate capital for cash-secured puts, maintaining liquidity for other trades.


Risk Management

  • Max Loss Scenario: If $TEM drops to zero, potential loss is $6,500 – $650 = $5,850.
  • Mitigation Strategies:
    • Set a mental stop-loss or adjust position if the stock approaches $65.
    • Roll the put to a later expiration for additional credit if needed.
    • Only trade if comfortable owning $TEM long-term at $65.

Why $TEM?

Tempus AI is a high-growth AI company, leveraging data-driven healthcare solutions. The stock’s volatility enhances option premiums, making put-selling an attractive strategy. Always analyze earnings, sector trends, and market sentiment before entering trades.


Final Thoughts

Selling cash-secured puts is a disciplined approach to generating income while defining risk. For a $100K account, this $TEM trade balances premium collection with potential stock ownership at a discount.


Ready to Explore Options?

Follow our blog for more strategies, and never risk more than you’re willing to lose. Options involve risks—consult a financial advisor if needed.

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Disclaimer: This post is for educational purposes only. Past performance isn’t indicative of future results. Options trading carries significant risk.

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